Steve Hummell,  Managing Director - Steve Hummell founded Capital First Investors Group in
    1995.  Mr. Hummell has over 25 years experience in the financial services industry.  He managed
    International Equity Partners and the Hemisphere Funds, two Special Purpose Acquisition Hedge
    Funds, specializing in real estate and growth companies. Prior to that, Mr. Hummell worked for the
    NYSE firm Dominick and Dominick and  Capital First Securities.  Mr. Hummell is a 1986 graduate
    of the University of Florida where he received his bachelor's degree in finance.  Mr. Hummell
    resides with his wife Ann on Florida's gulf coast.

    David Spiegel, Managing Director - David has vast  experience in financial markets and in
    locating equity and debt funding for both public and private companies.  He has an expansive
    network of financial resources ranging from traditional lending institutions to private equity and
    venture capital sources.  David received his MBA from the Wharton School of Business at the
    University of Pennsylvania and his Bachelor of Science in Biomedical Engineering from the
    University of Bridgeport.  After graduate school, David joined the management team for United
    Parcel Service, ultimately serving as Manager of International Marketing.  After leaving UPS,
    David formed Matrix Communications, Inc, a strategic advisory firm.  As the principal of Matrix,
    David was integral in marketing, strategic planning, and economic analysis for such various
    companies as Coca-Cola, Sunoco, and the Philadelphia 76ers basketball team  He has served on
    various boards and advisory committees including the Board of The Pennsylvania Institute of
    Technology.  David and his wife Carol reside in Philadelphia.
        
    Stephen Albert, CFA, Senior Director - Mr. Albert's background includes a history of
    increasingly responsible positions in the analysis of equities, high yield bonds, and other
    corporate securities.  Mr. Albert worked as an executive director of Nomura Corporate Research
    & Asset Management, a 13 Billion dollar subsidiary of Nomura Holdings- America,  focusing on
    High Yield Bonds, Leveraged Loans and Emerging Market Debt.  Prior to that Mr. Albert was
    Managing Director of research for Inverness Councel, prior to that a  portfolio manager for
    Tanaka Capital Management.  Mr. Albert, earlier in his  career,  was Senior Vice President-
    Leveraged Equity Group   at Kidder Peabody, New York, New York.  Mr Albert earned his MBA
    from Harvard University and his Bachelors of Science Degree in Mechanical Engineering from
    Union College, Schenectady, NY where he was elected to Sigma Xi honorary engineering
    fraternity.  Mr. Albert is a Chartered Financial Analyst.        

    Marc Manoff, Senior Director - Marc D. Manoff is one of the co-founders of The Robert Norman
    Group.  Marc has been active in the fields of entrepreneurial law, investment banking and
    consulting for most of his career.  After graduating from the National Law Center at George
    Washington University and clerking for the Honorable Calvin E. Smith, Marc worked with one of
    the larger Philadelphia area regional law firms before forming The Law Offices of Marc D. Manoff
    in 1995.  The Law Offices of Marc D. Manoff focuses on the business needs of high growth public
    and private companies.  Marc is also the owner and broker of record for Esquire Realty, a
    boutique real estate firm in the Philadelphia suburbs specializing in both high end residential
    properties and servicing the commercial real estate needs of the clients of both The Law Offices
    of Marc D. Manoff and The Robert Norman Group.  Before forming The Robert Norman Group in
    2006, Marc serviced as the President of a publicly traded alternative energy company and was a
    principal and co-founder of an investment banking and consulting firm based in Baltimore. Marc
    currently sits on the boards of several regional companies. He is married to Cathy Manoff, with
    one daughter, Cara Nicole. The family resides in Wayne, PA.  

    Frank Lazar, Senior Director - Mr. Lazar has 40 years experience in the securities business and
    as an investor in private equity and the public marketplace.  Mr. Lazar was a principal  trading
    broker and bond specialist with Financial America Securities and Com Stock Investment Bankers
    as well as IMA Asset Management from 1969 to 2009 when he retired from the securities business
    and joined Capital First Investors Group as a consultant and then a senior partner.  

    George Bejarano, Compliance/Financial Consultant - Mr. Bejarano since 1998 to present, has
    been the Founder and Managing Member of a financial consulting firm serving small to mid-size
    businesses with business and corporate finance advice, private equity formation and debt capital
    arrangements.  He has over 20 years of experience in capital markets, including SEC regulations
    and compliance, and corporate finance.  From 1979 to 1988 he worked at the Wall Street firm of
    E.F. Hutton & Company Inc., as a Vice President of Compliance; and from 1988 to 1989 he was a
    Senior Compliance Examiner - Broker/Dealer Operations with the National Association of
    Securities Dealers, Inc. (NASD).  He attended the City University of New York, College of Staten
    Island, and majored in Economics.

    Mark J. Klingel, CPA, Government Contracts/Financial  Consultant - Mr. Klingel's office is in
    North Port, Florida. Mr Klingel has extensive experience in corporate finance as General Electric's
    Director of Government Contracts, managing inventory valued at over $280M with 130,000 line
    items located in over 20 locations.  Prior to that, Mr. Klingel was Auditor General for the United
    States Navy.  Mr Klingel earned a Bachelor of Science degree form Florida State University as
    well as a Masters Degree in Government Contracts.  Mr. Klingel retired from the United States
    Navy as a commander and has been in private practice for the last 10 years.   
             
    Gary Pridgen, CPA, Financial Consultant - His consulting expertise includes corporate finance,
    mergers and acquisitions, organizational and operational strategies.  Also, from 1998 to 2002, Mr.
    Pridgen was Executive VP and CFO of a privately held insurance agency.  From 1985 to 1992, he
    held the position of Executive Vice President, and later President and Chief Operating Officer
    (COO) of Voyager Insurance Group, Inc., a publicly held company with annual revenues over
    $400 million, which was sold to American Can Corporation, now a subsidiary of Citigroup.  As
    President and COO, he was responsible for the underwriting and monitoring of a $125 million loan
    and investment portfolio of private junior and senior subordinated debt issued by the company to
    small and medium businesses, primarily in the finance, automobile dealer and furniture
    industries.  Loss experience on that portfolio for the entire period was $25,000.  From 1967 to
    1982 he held various positions, including six years as Audit Partner, with KPMG-Peat Marwick, a
    "BIG 4" accounting and consulting firm.  While with the firm, he was an audit specialist for the
    insurance industry providing industry technical expertise at the highest level of service to a variety
    of major publicly held insurance companies.  He was also recognized as one of the firm's experts
    in real estate investment trusts (REITs); authoring the Firm's Standard Audit Program Guide for
    Real Estate Investment Trusts, and frequently assisting other offices in problem loan analysis and
    reserve setting.  He has a Bachelor Degree in Accounting, Florida State University, 1967 and is a
    Florida CPA.

    Donald Rett, Esq., Legal Consultant - Since 1980, has been in private practice assisting
    corporate clients in Federal and State Securities Law Regulations. He has over 25 years of
    Security Law Regulations experience in the State of Florida. He has served as Director of the
    Division of Securities and Investor Protection for the State of Florida. He has been a Trial
    Attorney with the U.S. Securities and Exchange Commission, (SEC). He is the author of a major
    report to the Florida Legislature, which shaped the basis for current state securities law, entitled:
    “Comments to Florida Securities Act, a Report to the Florida House of Representatives”, (1978).
    He maintains the following Martindale-Hubbell Rating(s) for Legal Ability: “A” (Very High to
    Preeminent); General Recommendation-“V” (Very High). He holds a B.B.A. in Finance/Accounting,
    University of Miami, 1970; and a Juris Doctor also from the University of Miami School of Law,
    1973.   
Capital First Investors Group
Capital Partners Consulting